Refinancing
At New Level Lending, we're Mortgage Brokers based in Newcastle, helping clients across NSW refinance their Home Loan or Investment Loan

Rated 5 from 42 Reviews
At New Level Lending, we're Mortgage Brokers based in Newcastle, helping clients across NSW refinance their Home Loan or Investment Loan
Rated 5 from 42 Reviews
Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.
As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.
We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.
Get an estimate of your savings in less than 60 seconds
Check your Loan HealthWe handle the entire process, ensuring you save time and money. Our main goal is to help you secure the most suitable finance solution with minimal disruption to your schedule.
Initial Consultation
We discuss your financial requirements to determine how we can assist you best.
Needs Assessment
We identify your current needs, goals, and key priorities. We'll also discuss your future plans to ensure our advice aligns with your overall vision.
Research
We conduct in-depth research to find the most suitable finance solution from our extensive panel of lending institutions, tailored to your specific requirements.
Recommendation
We compile our findings and create a detailed Lending Recommendation designed to meet your needs. We'll review this with you, allowing us to refine the proposed solution.
Implementation
We execute the agreed recommendation, managing every detail of the loan application process. We'll keep you fully informed of your application's progress right up to settlement.
Settlement
We coordinate with all relevant parties to ensure a smooth and seamless settlement process. You'll be confident that every aspect of your loan application is handled with care and precision, with continuous updates throughout.
Post-Settlement Care
We understand that securing finance is just one step toward financial freedom. Our After Care program keeps you informed about market changes that may affect your borrowing costs or future lending plans. You can rely on us for regular mortgage advice and guidance at every stage of your financial journey.
Book AppointmentDB
Dean Browne
I cannot recommend Jake from New Level Lending highly enough. He helped us secure not only two equity loans but also a loan for our block and now our new build family home to go onto it. He is a true professional that always answered any ...
BR
Brodie Rumsby
Jake at New level Lending is Fantastic. Communication was great and what we thought would be a stressful process was made an enjoyable experience by Jake and his team. Would not hesitate in recommending New Level Lending to anyone in need of a world class Mortage Broker Service.
AF
Anna Fedorchenko
It's been great working with Jake and we would highly recommend using his services if you're looking for a mortgage broker. He is very professional, knowledgeable, open and honest. Jake took time to learn more about our personal situation ...
Yes we can and we've helped many clients in this scenario! Reviewing your home loan doesn't always mean switching to another lender. Sometimes it's a matter of us liaising with your bank and agreeing on a more competitive solution. We will; analyse your current loan structure, understanding what's available and liaising with your current lender.
As a homeowner, you know all about working hard. Now it's time to make your home work hard for you. We can help you leverage your existing equity by; maximising borrowing power and cash flow, preparing an application to the lender and ensuring your loans are structured well.
Yes! As moving into your first home is exciting, we guide you through the process and help you; access government grants including the First Home Owners Grant (FHOG), the home guarantee scheme, getting in with a lower deposit and avoiding lenders mortgage insurance.
Of course! If you've outgrown your home and are keen to move to something that better suits your lifestyle, we can help by; leveraging equity and repayment history, preparing the loan application (whether it's a home loan or construction loan) or structuring the loan to suit your needs.
As a mortgage broker, we have insight into the banks' closely-guarded lending policies, we can help you apply for an appropriate lender. We will; analyse your financials, understand your goals and help you determine the best match.
If your bank won't play nice, we can help facilitate the move to another lender. We do this by; assessing your situation and goals, scouring the market for suitable offers and preparing all the paperwork.