Personal Loans

At New Level Lending, we're Mortgage Brokers based in Newcastle, helping clients across NSW get a Personal Loan to pay for unexpected emergencies

Rated 5 from 57 Reviews

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Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.

Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Steven wilton

Jake and the team at New Level Landing were amazing! They made it easy for myself and my partner to buy our first home. Jake took the time to explain everything for us, as well as help make the process as easy as possible. Highly recommend them to anybody looking for assistance in buying their homes! Thanks Jake!

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Nicholas Day

Couldn’t recommend Jake and New Level Lending any higher. Super easy to deal with, very knowledgeable and always on hand when I had any kind of question regarding any part of the loan process. Wouldn’t use anyone else in the future for my next purchase and would highly recommend him to anyone looking for a loan.

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Jax Hayes

Jake was great to work with and provided us with various options to suit our needs. Particularly helpful was checking with different lenders and their valuation of property.

Frequently Asked Questions

Can you work with my existing bank to refinance or improve my loan?

Yes we can and we've helped many clients in this scenario! Reviewing your home loan doesn't always mean switching to another lender. Sometimes it's a matter of us liaising with your bank and agreeing on a more competitive solution. We will; analyse your current loan structure, understanding what's available and liaising with your current lender.

Can you help leverage my existing equity?

As a homeowner, you know all about working hard. Now it's time to make your home work hard for you. We can help you leverage your existing equity by; maximising borrowing power and cash flow, preparing an application to the lender and ensuring your loans are structured well.

Do you help First Home Buyers?

Yes! As moving into your first home is exciting, we guide you through the process and help you; access government grants including the First Home Owners Grant (FHOG), the home guarantee scheme, getting in with a lower deposit and avoiding lenders mortgage insurance.

Do you help with a loan to help me upgrade my home?

Of course! If you've outgrown your home and are keen to move to something that better suits your lifestyle, we can help by; leveraging equity and repayment history, preparing the loan application (whether it's a home loan or construction loan) or structuring the loan to suit your needs.

Are you able to help me apply for a loan?

As a mortgage broker, we have insight into the banks' closely-guarded lending policies, we can help you apply for an appropriate lender. We will; analyse your financials, understand your goals and help you determine the best match.

Can you help me refinance to another bank and see if there are better loan options out there?

If your bank won't play nice, we can help facilitate the move to another lender. We do this by; assessing your situation and goals, scouring the market for suitable offers and preparing all the paperwork.

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