First Home Buyers
At New Level Lending, we're Mortgage Brokers based in Newcastle, helping clients across NSW access Home Loan Options, First Home Owner Grants and Incentives
Rated 5 from 35 Reviews
At New Level Lending, we're Mortgage Brokers based in Newcastle, helping clients across NSW access Home Loan Options, First Home Owner Grants and Incentives
Rated 5 from 35 Reviews
Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing CapacityFrom our initial conversation, to ongoing support, we're here to demystify finance and help you achieve your goals
Discover
We spend time with you to understand your goals and needs
Research
We analyse hundreds of loan products to find the right fit
Apply
We prepare the paperwork and submit the loan application for you
Support
We monitor the market and keep you up to date with the latest
Book AppointmentTJ
Tracey Jones-Taylor
Jake went above and beyond for us in terms of negotiating the best home loan product for our needs. We were able to consolidate expenses and streamline our outgoings with his help. It seemed like Jake was available 24/7 to answer all our ...
AB
A.S Building and Pest Services
Where do I start.....well communication and attention to detail was above and beyond! Jake listened and acted on everything that we asked, while making sure we moved in the right direction to benefit what we were trying to achieve. I truly ...
BT
Belinda Tranchini
Jake was fantastic to work with a moved very quickly to secure great finance so I was able to purchase my home, I would not hesitate to contact him again. Thanks Jake
Yes we can and we've helped many clients in this scenario! Reviewing your home loan doesn't always mean switching to another lender. Sometimes it's a matter of us liaising with your bank and agreeing on a more competitive solution. We will; analyse your current loan structure, understanding what's available and liaising with your current lender.
As a homeowner, you know all about working hard. Now it's time to make your home work hard for you. We can help you leverage your existing equity by; maximising borrowing power and cash flow, preparing an application to the lender and ensuring your loans are structured well.
Yes! As moving into your first home is exciting, we guide you through the process and help you; access government grants including the First Home Owners Grant (FHOG), the home guarantee scheme, getting in with a lower deposit and avoiding lenders mortgage insurance.
Of course! If you've outgrown your home and are keen to move to something that better suits your lifestyle, we can help by; leveraging equity and repayment history, preparing the loan application (whether it's a home loan or construction loan) or structuring the loan to suit your needs.
As a mortgage broker, we have insight into the banks' closely-guarded lending policies, we can help you apply for an appropriate lender. We will; analyse your financials, understand your goals and help you determine the best match.
If your bank won't play nice, we can help facilitate the move to another lender. We do this by; assessing your situation and goals, scouring the market for suitable offers and preparing all the paperwork.