First Home Buyers
We'll help you into your First Home
Rated 5 from 66 Reviews
We'll help you into your First Home
Rated 5 from 66 Reviews
Buying your first home or making your first investment can be an exciting yet overwhelming experience. At New Level Lending, we specialise in helping first home buyers and first-time investors confidently enter the property market. We offer comprehensive services that allow you to access Home Loan options from banks and lenders across Australia. Our expertise ensures you make informed decisions at every step of the home buying process.
When buying a home, one of the first considerations is securing the right Home Loan. We assist you in applying for a home loan by evaluating different interest rate options to find what best suits your financial situation. Whether you prefer a fixed interest rate, which offers stability, or a variable interest rate, which can offer flexibility, we guide you towards the best choice. Our services include helping you get pre-approved, giving you a clearer picture of your borrowing capacity and making the home buying process smoother.
Understanding eligibility for first home owner grants (FHOG) and stamp duty concessions is another crucial aspect for first home buyers. These financial aids can significantly reduce the initial costs of buying your first home. At New Level Lending, we help you check eligibility for these grants and concessions, ensuring you receive all available benefits. Additionally, we assist in understanding lenders mortgage insurance (LMI) waivers, which can save you money if you qualify based on your loan to value ratio (LVR) and credit history.
For those interested in purchasing their first investment property, we provide tailored investment loan options. Understanding the application process for an investment loan is essential for success in the property market. We help you prepare an investment loan application that highlights your financial strengths, including providing advice on presenting bank statements and other documentation. Our services also extend to explaining interest rate discounts that may be available to you as a first-time investor.
Your credit history plays a vital role in the loan approval process. A good credit history can lead to better interest rates and loan terms. We offer guidance on how to improve or maintain your credit rating, thus enhancing your eligibility for various Home Loan options. Moreover, our streamlined application process ensures that applying for a home loan is as efficient as possible, giving you access to banks and lenders nationwide.
When considering additional features like an offset account, we provide advice on how these can reduce the overall interest paid on your Home Loan over time. Assessing such features is part of our holistic approach to supporting first home buyers and investors in making sound financial decisions.
In conclusion, whether you are buying your first home or investing in your first property, New Level Lending is here to support you every step of the way. Our comprehensive services cover everything from assessing your borrowing capacity to helping you apply for a home loan and exploring interest rate options. Contact us today to start your journey with personalised advice and expert support in accessing Home Loan options from banks and lenders across Australia.
We handle the entire process, ensuring you save time and money. Our main goal is to help you secure the most suitable finance solution with minimal disruption to your schedule.
Initial Consultation
We discuss your financial requirements to determine how we can assist you best.
Needs Assessment
We identify your current needs, goals, and key priorities. We'll also discuss your future plans to ensure our advice aligns with your overall vision.
Research
We conduct in-depth research to find the most suitable finance solution from our extensive panel of lending institutions, tailored to your specific requirements.
Recommendation
We compile our findings and create a detailed Lending Recommendation designed to meet your needs. We'll review this with you, allowing us to refine the proposed solution.
Implementation
We execute the agreed recommendation, managing every detail of the loan application process. We'll keep you fully informed of your application's progress right up to settlement.
Settlement
We coordinate with all relevant parties to ensure a smooth and seamless settlement process. You'll be confident that every aspect of your loan application is handled with care and precision, with continuous updates throughout.
Post-Settlement Care
We understand that securing finance is just one step toward financial freedom. Our After Care program keeps you informed about market changes that may affect your borrowing costs or future lending plans. You can rely on us for regular mortgage advice and guidance at every stage of your financial journey.
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Ang Kelly
Jake at New Level Lending is fabulous to work with. He’s always accessible, always keeps you updated on the progress of your loan and understands each individuals needs and requirements. I would 100% recommend Jake.
RP
Russell Pegg
We have recently engaged with Jake to help assist us with the purchase of our first home in Australia as the process seemed a bit daunting. Jake explained our options in plain English and was super supportive throughout the process. He was highly responsive and made the process simple so that we could enjoy looking for our new home.
LP
Layne Parker
As a first home buyer, I couldn’t have asked for a better broker than Jake! He made the whole process so quick and stress free, helping me find a house and guiding me through every step. Jake was always available and incredibly patient with every question I had making the process as a first home buyer so much less stressful. Definitely recommend Jake !
Yes we can and we've helped many clients in this scenario! Reviewing your home loan doesn't always mean switching to another lender. Sometimes it's a matter of us liaising with your bank and agreeing on a more competitive solution. We will; analyse your current loan structure, understanding what's available and liaising with your current lender.
As a homeowner, you know all about working hard. Now it's time to make your home work hard for you. We can help you leverage your existing equity by; maximising borrowing power and cash flow, preparing an application to the lender and ensuring your loans are structured well.
Yes! As moving into your first home is exciting, we guide you through the process and help you; access government grants including the First Home Owners Grant (FHOG), the home guarantee scheme, getting in with a lower deposit and avoiding lenders mortgage insurance.
Of course! If you've outgrown your home and are keen to move to something that better suits your lifestyle, we can help by; leveraging equity and repayment history, preparing the loan application (whether it's a home loan or construction loan) or structuring the loan to suit your needs.
As a mortgage broker, we have insight into the banks' closely-guarded lending policies, we can help you apply for an appropriate lender. We will; analyse your financials, understand your goals and help you determine the best match.
If your bank won't play nice, we can help facilitate the move to another lender. We do this by; assessing your situation and goals, scouring the market for suitable offers and preparing all the paperwork.
New Level Lending ABN: 96 661 507 384, New Level Lending Pty Ltd ABN: 96 661 507 384. Credit Representative #543337 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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