First Home Buyers
At New Level Lending, we're Mortgage Brokers based in Newcastle, helping clients across NSW access Home Loan Options, First Home Owner Grants and Incentives
Rated 5 from 46 Reviews
At New Level Lending, we're Mortgage Brokers based in Newcastle, helping clients across NSW access Home Loan Options, First Home Owner Grants and Incentives
Rated 5 from 46 Reviews
Buying your first home is likely to be one of the largest purchases you'll make. In Australia, First Home Buyers can take advantage of the current market conditions as well as generous Government Incentives (including the first home owner grant) to get on the property ladder.
We've worked with clients across Australia to access the different first home owner grants (FHOG) as well as the various stamp duty and other concessions that may be available depending on which state you are in. We can talk you through your various options as well as helping you compare things like buying vacant land vs. an established home. You may also be eligible for the Home Guarantee Scheme which can make a big difference in the type of property you may be able to purchase.
Understanding the process to buying your first home is critical as well as understanding how much you can borrow and how much you should borrow. We've been supporting First Home Buyers through the purchasing process for years and can help guide you through purchasing your first home.
We're a proud member of the Mortgage and Finance Association of Australia and can help First Home Buyers right across Australia. If you're looking to buy your first home, we have the expertise and experience to guide you through the process and make the right choice.
In 60 seconds, understand how much you can borrow to buy your dream home.
Get your Borrowing Capacity
From our initial conversation, to ongoing support, we're here to demystify finance and help you achieve your goals
Discover
We spend time with you to understand your goals and needs
Research
We analyse hundreds of loan products to find the right fit
Apply
We prepare the paperwork and submit the loan application for you
Support
We monitor the market and keep you up to date with the latest
Book AppointmentJG
Jessica Grabham
⭐️⭐️⭐️⭐️⭐️ Jake at New Level Lending was amazing from the very first phone call. He brought fresh ideas to the table—things we had never even thought of—and was always happy to answer any questions we had along the way. After working with many brokers over the years, Jake truly stood out. His knowledge, responsiveness, and dedication made the entire process smooth and stress-free. We would absolutely recommend him to anyone!
MW
Melissa West
Jake has been fantastic. Nothing has been a trouble for Jake. Even after making a couple of higher offers above original Jake just went about his thing and recrunched the numbers to secure the loan. Very professional yet so down to earth. Communication is excellent.highly recommend..Jake really went next level with us!
PD
Peter Davison
Could not of found a more honest and switched on broker. Thanks again Jake Newton
Yes we can and we've helped many clients in this scenario! Reviewing your home loan doesn't always mean switching to another lender. Sometimes it's a matter of us liaising with your bank and agreeing on a more competitive solution. We will; analyse your current loan structure, understanding what's available and liaising with your current lender.
As a homeowner, you know all about working hard. Now it's time to make your home work hard for you. We can help you leverage your existing equity by; maximising borrowing power and cash flow, preparing an application to the lender and ensuring your loans are structured well.
Yes! As moving into your first home is exciting, we guide you through the process and help you; access government grants including the First Home Owners Grant (FHOG), the home guarantee scheme, getting in with a lower deposit and avoiding lenders mortgage insurance.
Of course! If you've outgrown your home and are keen to move to something that better suits your lifestyle, we can help by; leveraging equity and repayment history, preparing the loan application (whether it's a home loan or construction loan) or structuring the loan to suit your needs.
As a mortgage broker, we have insight into the banks' closely-guarded lending policies, we can help you apply for an appropriate lender. We will; analyse your financials, understand your goals and help you determine the best match.
If your bank won't play nice, we can help facilitate the move to another lender. We do this by; assessing your situation and goals, scouring the market for suitable offers and preparing all the paperwork.
New Level Lending ABN: 96 661 507 384, New Level Lending Pty Ltd ABN: 96 661 507 384. Credit Representative #543337 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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