Commercial Loans
Time to grow your business? Learn how a commercial loan can help fund your business growth
Rated 5 from 66 Reviews
Time to grow your business? Learn how a commercial loan can help fund your business growth
Rated 5 from 66 Reviews
At New Level Lending, we understand that stepping into the world of commercial loans can be a significant step for first home buyers and first-time investors. Whether you are buying commercial property, expanding your business, or upgrading equipment, finding the right commercial finance solution is essential. With our expertise in commercial loans, we offer access to options from banks and lenders across Australia, tailored to meet your unique needs. Our goal is to provide a streamlined application process that simplifies your journey into commercial property finance and helps you achieve your ambitions.
When considering commercial loans, understanding the various options available can make a substantial difference. We offer both secured and unsecured commercial loans, each with its own benefits. A secured commercial loan typically involves providing collateral, such as property or equipment, which may lead to more favourable interest rates. On the other hand, an unsecured commercial loan does not require collateral, offering flexibility for those who may not have assets to pledge. Choosing the right loan structure can influence your financial strategy, whether you opt for a fixed interest rate for stability or a variable interest rate that could benefit from potential market changes.
The purpose of your commercial loan is also an important factor to consider. Are you looking to buy commercial land or invest in an industrial property? Perhaps your focus is on expanding your existing business with new equipment or upgrading current assets. Each of these objectives requires careful consideration of the loan amount and repayment terms. At New Level Lending, we offer flexible loan terms and repayment options that can align with your cash flow and business plans. Features such as progressive drawdown can be especially advantageous for projects that require funds at different stages, while a revolving line of credit offers ongoing access to funds as needed.
Applying for a commercial loan does not have to be overwhelming. Our expert team is here to guide you through every step, ensuring you understand all aspects of your loan agreement. We pride ourselves on offering a personalised approach, tailoring our services to suit your individual circumstances. From helping you determine the optimal loan amount to advising on interest rate options, our goal is to ensure you feel confident in your financial decisions. Plus, with redraw facilities available, you have the flexibility to manage your repayments effectively.
At New Level Lending, we are committed to helping you reach new heights in your financial journey. Our deep understanding of commercial loans allows us to cater to first home buyers and first-time investors with ease and confidence. Whether you are looking to buy commercial property or expand your business capabilities, our streamlined application process and access to various loan options are designed to meet your needs. Contact us today and let us help you explore the best commercial finance solutions for your goals.
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Ang Kelly
Jake at New Level Lending is fabulous to work with. He’s always accessible, always keeps you updated on the progress of your loan and understands each individuals needs and requirements. I would 100% recommend Jake.
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Russell Pegg
We have recently engaged with Jake to help assist us with the purchase of our first home in Australia as the process seemed a bit daunting. Jake explained our options in plain English and was super supportive throughout the process. He was highly responsive and made the process simple so that we could enjoy looking for our new home.
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Layne Parker
As a first home buyer, I couldn’t have asked for a better broker than Jake! He made the whole process so quick and stress free, helping me find a house and guiding me through every step. Jake was always available and incredibly patient with every question I had making the process as a first home buyer so much less stressful. Definitely recommend Jake !
Yes we can and we've helped many clients in this scenario! Reviewing your home loan doesn't always mean switching to another lender. Sometimes it's a matter of us liaising with your bank and agreeing on a more competitive solution. We will; analyse your current loan structure, understanding what's available and liaising with your current lender.
As a homeowner, you know all about working hard. Now it's time to make your home work hard for you. We can help you leverage your existing equity by; maximising borrowing power and cash flow, preparing an application to the lender and ensuring your loans are structured well.
Yes! As moving into your first home is exciting, we guide you through the process and help you; access government grants including the First Home Owners Grant (FHOG), the home guarantee scheme, getting in with a lower deposit and avoiding lenders mortgage insurance.
Of course! If you've outgrown your home and are keen to move to something that better suits your lifestyle, we can help by; leveraging equity and repayment history, preparing the loan application (whether it's a home loan or construction loan) or structuring the loan to suit your needs.
As a mortgage broker, we have insight into the banks' closely-guarded lending policies, we can help you apply for an appropriate lender. We will; analyse your financials, understand your goals and help you determine the best match.
If your bank won't play nice, we can help facilitate the move to another lender. We do this by; assessing your situation and goals, scouring the market for suitable offers and preparing all the paperwork.