Commercial Loans

Whether it's to purchase a property, equipment or business, we're here to help

At New Level Lending, we understand that stepping into the world of commercial loans can be a significant step for first home buyers and first-time investors. Whether you are buying commercial property, expanding your business, or upgrading equipment, finding the right commercial finance solution is essential. With our expertise in commercial loans, we offer access to options from banks and lenders across Australia, tailored to meet your unique needs. Our goal is to provide a streamlined application process that simplifies your journey into commercial property finance and helps you achieve your ambitions.

When considering commercial loans, understanding the various options available can make a substantial difference. We offer both secured and unsecured commercial loans, each with its own benefits. A secured commercial loan typically involves providing collateral, such as property or equipment, which may lead to more favourable interest rates. On the other hand, an unsecured commercial loan does not require collateral, offering flexibility for those who may not have assets to pledge. Choosing the right loan structure can influence your financial strategy, whether you opt for a fixed interest rate for stability or a variable interest rate that could benefit from potential market changes.

The purpose of your commercial loan is also an important factor to consider. Are you looking to buy commercial land or invest in an industrial property? Perhaps your focus is on expanding your existing business with new equipment or upgrading current assets. Each of these objectives requires careful consideration of the loan amount and repayment terms. At New Level Lending, we offer flexible loan terms and repayment options that can align with your cash flow and business plans. Features such as progressive drawdown can be especially advantageous for projects that require funds at different stages, while a revolving line of credit offers ongoing access to funds as needed.

Applying for a commercial loan does not have to be overwhelming. Our expert team is here to guide you through every step, ensuring you understand all aspects of your loan agreement. We pride ourselves on offering a personalised approach, tailoring our services to suit your individual circumstances. From helping you determine the optimal loan amount to advising on interest rate options, our goal is to ensure you feel confident in your financial decisions. Plus, with redraw facilities available, you have the flexibility to manage your repayments effectively.

At New Level Lending, we are committed to helping you reach new heights in your financial journey. Our deep understanding of commercial loans allows us to cater to first home buyers and first-time investors with ease and confidence. Whether you are looking to buy commercial property or expand your business capabilities, our streamlined application process and access to various loan options are designed to meet your needs. Contact us today and let us help you explore the best commercial finance solutions for your goals.

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Joe Druce

Jake at New Level Lending was instrumental in securing a loan for our property purchase. We initially approached him to gauge our borrowing capacity. His confidence in our circumstances encouraged us to begin a house hunt and within 3 months of our initial consultation, we were able to secure a property. He communicates effectively, breaking down information into key aspects which are easy to understand. He also ensured that we knew what steps we needed to take at key moments in our property acquisition. He has been reassuring throughout the process, especially when we needed to quickly have our loan approved during a time of backlog which affected most lenders. I highly recommend Jake. He is an approachable, professional and effective mortgage broker.

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Brooke Hayne

We are extremely grateful for Jake’s assistance in securing our land loan and the financing required to build our dream home. We can’t thank him enough for guiding and educating us throughout the entire process. Jake is extremely knowledgeable and we would not hesitate to recommend Jake to others. We look forward to working with him again in the future!

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Chad Williams

Jake’s knowledge and customer service skills are exceptional. I would highly recommend Jake to anyone seeking a mortgage broker.

Frequently Asked Questions

Can you work with my existing bank to refinance or improve my loan?

Yes we can and we've helped many clients in this scenario! Reviewing your home loan doesn't always mean switching to another lender. Sometimes it's a matter of us liaising with your bank and agreeing on a more competitive solution. We will; analyse your current loan structure, understanding what's available and liaising with your current lender.

Can you help leverage my existing equity?

As a homeowner, you know all about working hard. Now it's time to make your home work hard for you. We can help you leverage your existing equity by; maximising borrowing power and cash flow, preparing an application to the lender and ensuring your loans are structured well.

Do you help First Home Buyers?

Yes! As moving into your first home is exciting, we guide you through the process and help you; access government grants including the First Home Owners Grant (FHOG), the home guarantee scheme, getting in with a lower deposit and avoiding lenders mortgage insurance.

Do you help with a loan to help me upgrade my home?

Of course! If you've outgrown your home and are keen to move to something that better suits your lifestyle, we can help by; leveraging equity and repayment history, preparing the loan application (whether it's a home loan or construction loan) or structuring the loan to suit your needs.

Are you able to help me apply for a loan?

As a mortgage broker, we have insight into the banks' closely-guarded lending policies, we can help you apply for an appropriate lender. We will; analyse your financials, understand your goals and help you determine the best match.

Can you help me refinance to another bank and see if there are better loan options out there?

If your bank won't play nice, we can help facilitate the move to another lender. We do this by; assessing your situation and goals, scouring the market for suitable offers and preparing all the paperwork.