Car Loans

At New Level Lending, we're Mortgage Brokers based in Newcastle, helping clients across NSW buy their first car, a new car or their dream car with a Car Loan

Rated 5 from 26 Reviews

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Whether it's your first car or dream car, we've got you covered

Car and Other Vehicle loans generally take the form of a secured loan or unsecured loan. A secured car loan will generally have lower car loan repayments as the loan is secured against the vehicle, whereas unsecured loans are generally have a higher interest rate. Most Car Loans allow you to make monthly repayments which can help with your household budgeting.

Regardless of the loan type, a Car Loan can get you into your dream car and we can help you understand the full cost of the loan as well as any fees and charges. We can finance all sorts of cars whether they're being purchased from a dealership or a private seller. We can also help you compare a range of different loan options and find the best option with the right monthly repayments for you.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Car Loans right across Australia. If you're looking to get a loan to buy a car, we have the expertise and experience to guide you through the process and make the right choice.

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NW

Nick Wangmann

Jake was so incredibly easy to deal with throughout the process to refinance, he went above and beyond to do the ground work to help us find and get the best outcome possible. Even after starting the process a bit earlier then was possible he kept in contact and when we were able to finally pull the trigger on things got everything underway quickly. Thanks mate for helping us out 10/10 would recommend to anybody needing some help in this space ????

AB

Ashleigh Breust

Jake is the best broker I have ever come across. He genuinely cares about his clients and it has been a huge relief dealing with him for our home loan, as opposed to the banks directly. Jake has a tremendous amount of knowledge, and he has been a wonderful sounding board for us during the whole process. I have asked many silly questions, however, Jake always simplifies the answers in layman's terms. I would recommend Jake to anybody and everybody. His knowledge, expertise, care factor and authenticity sets him apart from the rest.

CH

Caieta Hogan

Absolutely can not recommend Jake enough. Nothing and I mean nothing was ever a problem!! Jake worked tirelessly to help me release the equity in my home to make another purchase. With the tightest of tight deadlines,Jake was a godsend. He did absolutely everything he said he would and kept the lines of communication open at all times both in hours and after hours. Would highly recommend Jake everytime

Frequently Asked Questions

Can you work with my existing bank to refinance or improve my loan?

Yes we can and we've helped many clients in this scenario! Reviewing your home loan doesn't always mean switching to another lender. Sometimes it's a matter of us liaising with your bank and agreeing on a more competitive solution. We will; analyse your current loan structure, understanding what's available and liaising with your current lender.

Can you help leverage my existing equity?

As a homeowner, you know all about working hard. Now it's time to make your home work hard for you. We can help you leverage your existing equity by; maximising borrowing power and cash flow, preparing an application to the lender and ensuring your loans are structured well.

Do you help First Home Buyers?

Yes! As moving into your first home is exciting, we guide you through the process and help you; access government grants including the First Home Owners Grant (FHOG), the home guarantee scheme, getting in with a lower deposit and avoiding lenders mortgage insurance.

Do you help with a loan to help me upgrade my home?

Of course! If you've outgrown your home and are keen to move to something that better suits your lifestyle, we can help by; leveraging equity and repayment history, preparing the loan application (whether it's a home loan or construction loan) or structuring the loan to suit your needs.

Are you able to help me apply for a loan?

As a mortgage broker, we have insight into the banks' closely-guarded lending policies, we can help you apply for an appropriate lender. We will; analyse your financials, understand your goals and help you determine the best match.

Can you help me refinance to another bank and see if there are better loan options out there?

If your bank won't play nice, we can help facilitate the move to another lender. We do this by; assessing your situation and goals, scouring the market for suitable offers and preparing all the paperwork.

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