Asset Finance

Need funds to buy equipment or a vehicle? We can help with Asset Finance

Rated 5 from 66 Reviews

Whether you're wanting a new vehicle, plant or machinery, we're on your side

Welcome to New Level Lending, where we offer a comprehensive range of Asset Finance solutions tailored for first home buyers and new investors in Australia. Whether you are stepping into the property market or looking to expand your investment portfolio, understanding Asset Finance is crucial to making informed decisions. It involves borrowing funds to acquire or upgrade essential assets, such as office equipment or work vehicles, without immediately affecting your cash flow. By accessing Asset Finance options from banks and lenders across Australia, you can secure the tools and machinery you need to succeed in your ventures.

Asset Finance provides a pathway to purchasing necessary equipment while maintaining financial stability. Whether you are buying new equipment or upgrading existing assets, we offer finance options that suit various business needs. With our streamlined application process, applying for Asset Finance has never been easier. We ensure you have access to a broad selection of loan options, enabling you to choose the interest rate and loan amount that best aligns with your objectives. This flexibility is vital whether you are acquiring commercial equipment like trucks, trailers, excavators, or specialised machinery such as tractors, graders, cranes, and dozers.

One of the core benefits of Asset Finance is its ability to support business growth through manageable financial commitments. By opting for a chattel mortgage or Hire Purchase, you can secure the equipment necessary for your operations without immediate full payment. This approach allows for fixed monthly repayments, simplifying budget management while preserving cashflow during the life of the lease. For instance, if your business requires new factory machinery or additional work vehicles, these finance options can facilitate acquisitions without straining your financial resources.

Moreover, Asset Finance is not only about acquiring new assets but also about leveraging current ones as collateral. This strategic use of existing resources maximises borrowing potential while safeguarding other financial interests. The collateral can be any valuable asset, such as a vehicle or office equipment, which bolsters your application for Asset Finance by demonstrating creditworthiness to lenders.

In addition to traditional loans, we offer specialised commercial equipment finance solutions tailored to unique industry requirements. Whether you're in construction needing an excavator or in logistics requiring a fleet of trucks and trailers, our finance options are designed to address specific business needs with precision and efficiency.

As you consider the next steps in your financial journey, remember that securing the right Asset Finance is pivotal in achieving your goals. At New Level Lending, we stand ready to assist you in exploring various loan options and finding the perfect fit for your aspirations. We invite first home buyers and investors alike to contact us today and discover how our expertise can help facilitate your next purchase, be it an office upgrade or acquiring specialised machinery.

By understanding and utilising Asset Finance effectively, you can ensure your business remains competitive and well-equipped for future challenges. Let New Level Lending be your trusted partner in accessing the best Asset Finance options available across Australia.

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AK

Ang Kelly

Jake at New Level Lending is fabulous to work with. He’s always accessible, always keeps you updated on the progress of your loan and understands each individuals needs and requirements. I would 100% recommend Jake.

RP

Russell Pegg

We have recently engaged with Jake to help assist us with the purchase of our first home in Australia as the process seemed a bit daunting. Jake explained our options in plain English and was super supportive throughout the process. He was highly responsive and made the process simple so that we could enjoy looking for our new home.

LP

Layne Parker

As a first home buyer, I couldn’t have asked for a better broker than Jake! He made the whole process so quick and stress free, helping me find a house and guiding me through every step. Jake was always available and incredibly patient with every question I had making the process as a first home buyer so much less stressful. Definitely recommend Jake !

Frequently Asked Questions

Can you work with my existing bank to refinance or improve my loan?

Yes we can and we've helped many clients in this scenario! Reviewing your home loan doesn't always mean switching to another lender. Sometimes it's a matter of us liaising with your bank and agreeing on a more competitive solution. We will; analyse your current loan structure, understanding what's available and liaising with your current lender.

Can you help leverage my existing equity?

As a homeowner, you know all about working hard. Now it's time to make your home work hard for you. We can help you leverage your existing equity by; maximising borrowing power and cash flow, preparing an application to the lender and ensuring your loans are structured well.

Do you help First Home Buyers?

Yes! As moving into your first home is exciting, we guide you through the process and help you; access government grants including the First Home Owners Grant (FHOG), the home guarantee scheme, getting in with a lower deposit and avoiding lenders mortgage insurance.

Do you help with a loan to help me upgrade my home?

Of course! If you've outgrown your home and are keen to move to something that better suits your lifestyle, we can help by; leveraging equity and repayment history, preparing the loan application (whether it's a home loan or construction loan) or structuring the loan to suit your needs.

Are you able to help me apply for a loan?

As a mortgage broker, we have insight into the banks' closely-guarded lending policies, we can help you apply for an appropriate lender. We will; analyse your financials, understand your goals and help you determine the best match.

Can you help me refinance to another bank and see if there are better loan options out there?

If your bank won't play nice, we can help facilitate the move to another lender. We do this by; assessing your situation and goals, scouring the market for suitable offers and preparing all the paperwork.

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